Content
Usual USD Coin (USD0): Top 5 Ways to Spend It in 2026
Usual USD (USD0) is the stablecoin at the centre of Usual, a decentralised protocol that backs every token 1:1 with real-world assets such as US Treasury Bills. Launched on Ethereum in 2024, the same year Usual raised $7 million in funding, USD0 now also trades on Arbitrum, Base, and BNB Chain.
But what can you actually do with USD0 outside DeFi? One of the most practical options is travel. Through Epic, USD0 holders can book hotels and flights at rates up to 30% below Booking.com, and new users can also claim $25 off their first booking.
Below, we cover five ways to use the stablecoin in 2026, from booking travel to swapping it for something you can spend more widely.
Key Takeaways
- Epic is one of the simplest places to spend USD0, and holders can book hotels and flights at rates up to 30% below Booking.com. New users can also claim $25 off their first booking.
- Inside the Usual protocol, holders can lock USD0 into bUSD0 for daily USUAL rewards, deposit it into sUSD0 savings, or use it on DeFi platforms such as Morpho, Pendle, and Aave.
- USD0 holders can purchase physical collectibles on Polkastarter, from rare trading cards and graded items to sealed products and video games.
- Coinsbee brings USD0 into everyday spending, letting holders buy gift cards, prepaid vouchers, and mobile top-ups from 5,000+ brands in 185+ countries.
- USD0 can also be used for early-stage token sales on CoinTerminal, with participation starting at $100.
See how much
you
could save with $USD0
Try out our free tool and get your personalized savings estimate
Question 1 of 2
Where do
you
want to go?
Question 2 of 2
How many nights?
Your result
Get similar deals when we go live.
Get $25 off your first trip.
1. Book Discounted Hotels and Flights With USD0 on Epic
USD0 has a use case beyond simply holding the stablecoin, with Epic letting holders book hotels and flights at prices up to 30% lower than Booking.com.
You can also earn up to 8% cashback in XRP when you book hotels and flights through Epic, which gives travellers another way to save on their bookings. Epic offers access to more than 2 million hotels and flights worldwide, so you can compare options by destination, budget, and preferences.
When you pay, USD0 is used directly at checkout, alongside 200+ other cryptocurrencies.
New users can also claim $25 off their first booking.
Book your next hotel for up to 30% less
2. Buy Physical Collectibles With USD0 on Polkastarter
Polkastarter offers USD0 holders a way to buy physical collectibles using their crypto. Its marketplace features graded collectibles, rare trading cards, sealed products, and both retro and current-generation video games.
The marketplace runs on USDC as its balance currency, so USD0 holders will first need to swap their stablecoins for USDC on a decentralised exchange before funding their account.
You can check the Polkastarter marketplace to see what's currently available.
3. Lock and Save USD0 in the Usual App
USD0 holders can put the stablecoin to work inside Usual, the protocol that issues it. Every USD0 is backed 1:1 with no fractional reserves, and an insurance fund paid for by protocol revenue adds a further layer of protection.
Locking USD0 gives you bUSD0, which pays a daily reward in USUAL, the protocol's governance token. Holders who prefer flexibility can deposit into sUSD0, the savings option, while USD0a, a yield product launched in December 2025, can be minted with USDC or USD0.
Beyond the app, USD0 works on DeFi platforms such as Morpho, Pendle, and Aave. In November 2025, Usual renamed its locked token from USD0++ to bUSD0, and existing holders were moved over automatically.
Search any hotel
Type a city. 2M+ properties across 190+ countries.
Pick your dates
Choose check-in and check-out. Prices update instantly.
Choose your hotel
Save up to 30% vs Booking.com.
Pay with $USD0
Pay for your booking with 200+ cryptocurrencies.
You're booked
Booking confirmed in seconds.
4. Join Early-Stage Token Sales With USD0 on CoinTerminal
USD0 holders can also use their stablecoins to access early-stage token sales through CoinTerminal, an open-access launchpad that lets users invest in early-stage startups before they list on exchanges. There are no platform staking requirements, and sales are open with a minimum contribution of $100.
USD0 is not accepted directly, so holders will first need to swap it for USDT through a decentralised exchange before participating. All launches are fully refundable, making the investment risk-free.
Visit the CoinTerminal explore page to see which token sales are currently open.
5. Buy Gift Cards and Mobile Top-Ups With USD0 on Coinsbee
Coinsbee makes it simpler to spend crypto on everyday purchases, with support for 200+ cryptocurrencies and gift cards, prepaid products, and mobile top-ups from more than 5,000 brands in 185+ countries.
USD0 is not available directly at checkout, so holders first need to swap it for USDC or USDT on a decentralised exchange. The process is then simple: pick a brand, choose the amount, pay with the converted crypto, and the redemption code is sent to your email within minutes. Categories also range from food delivery and shopping to gaming, streaming, and mobile top-ups.
Have a look through the Coinsbee catalogue to see what is available in your country.
.png)
Adrian Baschuk is the chief executive officer of Epic. Adrian has spent two decades in media as a producer, journalist, and founder, and has worked in crypto since 2017. He was a founding partner at Crypto Banter, worked on CNBC's Crypto Trader, and has produced and reported for CNN, Current TV, and Discovery.
His television production credits include Disengagement, South Beach Tow, and Kart Life. He became CEO of Epic in 2025 and leads the company's move into travel, building the first travel layer for crypto.
Based in Miami, Adrian earned a bachelor's degree in international relations from Tufts University.
Frequently Asked Questions
Usual USD (USD0) is a stablecoin issued by the Usual protocol and backed 1:1 by real-world assets such as US Treasury Bills. It launched on Ethereum in 2024 and also trades on Arbitrum, Base, and BNB Chain, where it is used for payments, trading, and DeFi collateral.
USD0 is not listed on the major centralised exchanges. It can be minted with USDC through the Usual app or bought on decentralised exchanges, where the main liquidity sits in USD0/USDC pools. Smaller app orders are routed to these pools automatically.
In November 2025, Usual renamed its locked USD0++ token to bUSD0 and moved existing holders across automatically. In early December 2025, the protocol launched USD0a, a yield product that can be minted with USDC or USD0, and that same month it completed its USD0/USD0++ liquidity transition.
Yes. Epic accepts USD0 and 200+ other cryptocurrencies, so you can book hotels and flights across 190+ countries at prices up to 30% lower than Booking.com. New users can also claim $25 off their first booking.
Token prices cannot be reliably forecast, and this article is not investment guidance. What USD0 does have is a clear role as a dollar stablecoin: it is backed 1:1 by US Treasury Bills, is used as collateral across DeFi, and can be locked into bUSD0 or deposited into sUSD0 inside the Usual protocol.
Found a hotel you like? Book it for up to 30% less
Found a hotel you like? Book it for up to 30% less
