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Falcon USD Coin (USDF): Top 5 Ways to Spend It in 2026
Falcon USD (USDF) is an overcollateralised synthetic dollar issued by Falcon Finance, a protocol built around universal collateralisation and backed by DWF Labs. The token is designed to hold a $1 value, with collateral that ranges from stablecoins and major cryptocurrencies to tokenised US Treasuries.
Outside the protocol, there are also ways to put USDF to more practical use. On Epic, holders can book hotels and flights at prices up to 30% below Booking.com, and earn up to 8% cashback in XRP.
New users can also claim $25 off their first booking.
Below, we cover five practical ways to spend USDF in 2026.
Key Takeaways
- Epic lets you book hotels and flights with USDF and 200+ other cryptocurrencies at rates up to 30% below Booking.com. New users can claim $25 off their first booking.
- USDF is minted on Falcon Finance against collateral such as BTC, ETH, and tokenised US Treasuries, and it runs on Ethereum, BNB Chain, Base, and XRPL EVM.
- USDF holders can purchase physical collectibles on Polkastarter, from rare trading cards and graded items to sealed products and video games.
- Coinsbee offers gift cards, prepaid services, and mobile top-ups across more than 5,000 brands worldwide, once USDF is swapped for a supported coin.
- CoinTerminal opens up early-stage, risk-free investment opportunities, with no platform token-staking requirement.
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1. Book Discounted Hotels and Flights With USDF on Epic
In 2026, travel is one of the most practical ways to spend USDF. Through Epic, you can book hotels and flights at prices up to 30% cheaper than Booking.com.
Bookings also earn up to 8% cashback in XRP, and the platform gives access to more than 2 million hotels and flights worldwide.
Payments are flexible as well, with USDF used directly at checkout, alongside 200+ other cryptocurrencies.
New users can claim $25 off their first booking.
Book your next hotel for up to 30% less
2. Buy Physical Collectibles With USDF on Polkastarter
USDF can also be used to buy physical collectibles through the Polkastarter marketplace. The listings cover rare trading cards, graded items, sealed products, and video games.
USDF is not available as a direct payment option, so you will need to convert it into a supported cryptocurrency, such as ETH or USDC, first. You can do that on an exchange such as MEXC. Then connect your wallet to Polkastarter, pick a collectible, and pay with the converted crypto.
Have a look through the Polkastarter marketplace to see what's currently available.
3. Mint, Stake and Spend USDF Across the Falcon Finance Ecosystem
The most direct use for USDF is on Falcon Finance, the protocol that issues it. The token is minted by depositing collateral such as USDT, BTC, ETH, SOL, or tokenised US Treasuries.
Holders can also stake USDF for sUSDf, the yield-bearing version of the token, and put both to work across lending and liquidity apps on Ethereum and BNB Chain.
Falcon Finance opened to the public on 30 April 2025, after a closed beta that passed $200 million in deposits, and USDF supply crossed $1 billion that July. The token reached Base in December 2025, with $2.1 billion in circulation, alongside deployments on BNB Chain and XRPL EVM.
Since 30 October 2025, USDF can also be spent at more than 50 million merchants through AEON Pay, which settles payments by QR code from wallets people already use.
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4. Join Early-Stage Token Sales With USDF on CoinTerminal
USDF holders can also use their coins to access early-stage token sales through CoinTerminal, an open-access launchpad for investing in crypto startups before an exchange listing. There are no token-staking requirements, and contributions start from $100.
USDF is not accepted directly, so holders first need to convert it to USDT on MEXC or another exchange before joining a sale. All launches are fully refundable, making the investment risk-free.
You can check the CoinTerminal launchpad to see which token sales are currently open.
5. Buy Gift Cards and Mobile Top-Ups With USDF on Coinsbee
Coinsbee gives USDF holders an easy way to use crypto for day-to-day spending. The platform offers digital gift cards, prepaid vouchers, and mobile top-ups from over 5,000 brands across 185+ countries, with support for more than 200 cryptocurrencies.
USDF is not available at checkout, so you will first need to swap it for USDT or BTC on an exchange. Once you hold a supported payment asset, choose the gift card or top-up you want, pay with crypto, and the code arrives by email.
Browse the full Coinsbee catalogue to see what is available in your country.
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Adrian Baschuk is the chief executive officer of Epic. Adrian has spent two decades in media as a producer, journalist, and founder, and has worked in crypto since 2017. He was a founding partner at Crypto Banter, worked on CNBC's Crypto Trader, and has produced and reported for CNN, Current TV, and Discovery.
His television production credits include Disengagement, South Beach Tow, and Kart Life. He became CEO of Epic in 2025 and leads the company's move into travel, building the first travel layer for crypto.
Based in Miami, Adrian earned a bachelor's degree in international relations from Tufts University.
Frequently Asked Questions
Falcon USD (USDF) is an overcollateralised synthetic dollar issued by Falcon Finance, the universal collateralisation protocol led by Andrei Grachev and backed by DWF Labs. It is minted against collateral such as stablecoins, BTC, ETH, and tokenised US Treasuries, runs on Ethereum, BNB Chain, Base, and XRPL EVM, and is designed to hold a $1 value.
USDF trades on MEXC, where the USDF/USDT pair is listed. It can also be minted directly on Falcon Finance by depositing approved collateral, or swapped in USDF liquidity pools on Ethereum and BNB Chain, which carry most of the on-chain volume.
USDF supply passed $1 billion in July 2025, and Falcon Finance raised $10 million from M2 Capital in October 2025. The token went live on Base in December 2025 with $2.1 billion in circulation, and on 28 May 2026 Falcon Finance launched fUSD, an institutional dollar issued with Anchorage Digital Bank.
Yes. Epic accepts USDF and 200+ other cryptocurrencies for hotels and flights across 190+ countries, at prices up to 30% cheaper than Booking.com. New users get $25 off their first booking.
No one can reliably predict token prices, and we do not give investment advice. What USDF is designed for is access to Falcon Finance: a dollar-pegged token minted against collateral, a staked version that pays yield, and payments at more than 50 million merchants through AEON Pay.
Found a hotel you like? Book it for up to 30% less
Found a hotel you like? Book it for up to 30% less
