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What is EUR CoinVertible Coin (EURCV): Top 5 Ways to Spend It in 2026
EUR CoinVertible (EURCV) is a euro-pegged stablecoin from SG-FORGE, the crypto subsidiary of the French banking group Société Générale. When the project launched on Ethereum in April 2023, SG-FORGE became the first subsidiary of a systemically important bank to issue a stablecoin.
But what can you really do with EURCV beyond holding and trading it? On Epic, holders can book hotels and flights at prices up to 30% lower than Booking.com, and new users can get $25 off their first booking.
Below, we cover five practical ways to use EURCV in 2026.
Key Takeaways
- Travel is one of the simplest ways to spend EURCV. Book hotels and flights through Epic at prices up to 30% below Booking.com, with new users claiming $25 off their first booking.
- Inside its own ecosystem, EURCV works as a regulated on-chain euro: holders lend it on Morpho, swap it on Uniswap, and send it across Ethereum, Solana, Stellar, and the XRP Ledger.
- EURCV holders can swap their tokens for USDC and purchase physical collectibles on Polkastarter, from rare trading cards and graded items to sealed products and video games.
- Through Coinsbee, EURCV holders can buy gift cards, prepaid products and mobile top-ups from more than 5,000 brands worldwide.
- CoinTerminal opens up early-stage token sales to EURCV holders, with no platform token-staking requirement.
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What Is EUR CoinVertible Coin (EURCV)?
EUR CoinVertible (EURCV) is a euro stablecoin issued by SG-FORGE, the Société Générale subsidiary dedicated to crypto assets and led by CEO Jean-Marc Stenger. It launched in April 2023 as an ERC-20 token on Ethereum for institutional clients, and in July 2024 SG-FORGE updated it under the EU's MiCA regulation for wider distribution and free use.
There is no published maximum supply for EURCV, and about 168 million tokens are currently in circulation. It trades on centralised exchanges such as Bullish and Bitvavo, with EURCV/USDC and EURCV/EUR among its pairs.
Holders use it as a digital euro for payments and settlement, as a trading pair, and as a lending asset in DeFi.
How Does EUR CoinVertible Work?
Every EURCV is backed 1:1 by euro bank deposits or high-quality securities, which are kept separate from SG-FORGE's own assets and managed by a fiduciary. Holders can redeem the token for euros at par, subject to identity checks, and SG-FORGE publishes the composition and value of the collateral daily on its website.
The token runs on four public networks: Ethereum, Solana, Stellar, and the XRP Ledger. SG-FORGE also issues a dollar version, USD CoinVertible (USDCV), with BNY as its reserve custodian.
Within this system, EURCV is the part holders actually use: a euro they can send and trade on any of these chains, and lend in DeFi on Ethereum.
What stands out to me about EUR CoinVertible is that it's a bank's euro you can actually move on-chain. Every token is backed 1:1 by bank deposits or high-quality securities, and you can redeem it for euros at par. If you hold EURCV, you can send it on Ethereum, Solana, Stellar or the XRP Ledger.
1. Book Discounted Hotels and Flights With EURCV on Epic
Travel is one of the most useful ways to spend EURCV outside its own ecosystem. With Epic, EURCV holders can book hotels and flights at rates up to 30% cheaper than Booking.com.
Epic gives access to more than 2 million hotels and flights worldwide. The platform supports more than 200 cryptocurrencies alongside Visa, Mastercard, Apple Pay and Google Pay.
Epic also gives up to 8% cashback in XRP on eligible bookings.
New users can get $25 off their first booking.
Epic is the most practical option on this list if you've got a trip coming up. You can use your EURCV for both the flight and the hotel, at prices up to 30% lower than on Booking.com, and you'll earn XRP cashback on eligible bookings.
Book your next hotel for up to 30% less
2. Buy Physical Collectibles With EURCV on Polkastarter
Polkastarter gives EURCV holders a way to buy physical collectibles with their crypto. Its marketplace offers rare trading cards, graded items, sealed products, video games, and other collectibles. After purchasing an item, collectors can either have it shipped to them or sell it back via the platform.
EURCV is not available as a direct payment option, so holders first need to swap it for a supported asset such as USDC on an exchange that lists it. After that, connect your wallet to Polkastarter, pick a collectible you like and pay with the swapped crypto.
Browse the Polkastarter marketplace to see what's currently available.
What I like about Polkastarter is that your EURCV can become something you can actually hold. If you collect trading cards, graded collectibles, sealed products or video games, you'll find them all in one marketplace, and you can get your item shipped or sell it back later.
3. Lend and Swap EURCV in DeFi on Ethereum
For EURCV holders, the most direct use is DeFi on Ethereum, where the token works as a regulated euro. Since September 2025, you can lend and borrow EURCV on Morpho and swap it on Uniswap.
Lending on Morpho is where holders can earn euro-denominated yield. In early 2026, Safe Labs, the team behind the Safe multisig wallet, added a EURCV vault on Morpho, with the DeFi advisory firm Steakhouse overseeing its risk parameters.
Outside Ethereum, the token can be sent on Solana and Stellar, and in early 2026 it went live on the XRP Ledger as its fourth network. The full list of supported chains is on the SG-FORGE product page.
This makes sense, because DeFi is where EURCV actually works for you. If you'd like to earn on your euros, the Safe vault on Morpho lets you lend EURCV for euro-denominated yield. And if you just want to swap it, Uniswap is right there on the same network.
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4. Join Early-Stage Token Sales With EURCV on CoinTerminal
EURCV holders can also use their crypto to join early-stage token sales through CoinTerminal, an open-access launchpad for investing in crypto startups before they are listed on exchanges. There are no token-staking requirements, and contributions start at $100.
Since EURCV is not accepted directly, holders will first need to convert it to a supported asset like USDT on an exchange that lists it before they join a sale. All launches are fully refundable, making the investment risk-free.
Check the CoinTerminal app to see which token sales are currently open.
What I like about CoinTerminal is that anyone can join a sale. You don't need to stake or lock up any tokens, you can get started from $100, and contributions are refundable, which makes the investment process risk-free.
5. Buy Gift Cards and Mobile Top-Ups With EURCV on Coinsbee
Coinsbee makes it easier for EURCV holders to use crypto for everyday purchases, with support for more than 200 cryptocurrencies and gift cards, prepaid products and mobile top-ups from over 5,000 brands in 185+ countries.
As EURCV is not offered directly at checkout, you will first need to swap it for USDT or BTC on an exchange that lists it. From there, pick a brand and the amount you need, pay with the swapped crypto and get the digital code by email. There is a broad range of categories, from shopping and groceries to travel, food delivery, gaming and mobile services.
Have a look through the Coinsbee catalogue to see what is available in your country.
Coinsbee is a good fit if you'd like your EURCV to cover the things you pay for each month. You can pick gift cards for shopping, groceries, food delivery and gaming, or top up your phone, and the code lands in your inbox soon after you pay.
Sources
- Business Wire, Epic Transitions into the Travel Layer for Crypto, Bringing Real-World Utility to the Web3 Space
- Binance Academy, What Is Epic Chain (EPIC)?
- Uphold, What Is EPIC?
- Epic Travel on X, @EpicOnChain
- EUR CoinVertible, SG-FORGE official website and EURCV ecosystem overview
- CoinMarketCap, EUR CoinVertible (EURCV) price, market cap and live token data
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Adrian Baschuk is the chief executive officer of Epic. Adrian has spent two decades in media as a producer, journalist, and founder, and has worked in crypto since 2017. He was a founding partner at Crypto Banter, worked on CNBC's Crypto Trader, and has produced and reported for CNN, Current TV, and Discovery.
His television production credits include Disengagement, South Beach Tow, and Kart Life. He became CEO of Epic in 2025 and leads the company's move into travel, building the first travel layer for crypto.
Based in Miami, Adrian earned a bachelor's degree in international relations from Tufts University.
Frequently Asked Questions
Yes. EUR CoinVertible (EURCV) is a euro-pegged stablecoin from SG-FORGE, the crypto subsidiary of Société Générale, designed to comply with the EU's MiCA rules. It has about 168 million tokens in circulation.
Yes. EURCV is a euro stablecoin backed 1:1 by euro bank deposits or high-quality securities that are held separately from SG-FORGE's own assets. Holders can redeem it for euros at par, and the token runs on Ethereum, Solana, Stellar, and the XRP Ledger.
Yes. On Epic, you can book hotels and flights with EURCV at prices up to 30% lower than Booking.com. The platform accepts more than 200 cryptocurrencies alongside Visa, Mastercard, Apple Pay and Google Pay, and pays up to 8% cashback in XRP on bookings. New users can also get $25 off their first booking.
Yes. EURCV itself pays no interest, as MiCA does not allow issuers of e-money tokens to pay it, but holders can lend the token on Morpho, where Safe Labs runs a EURCV vault for euro-denominated yield. Lending returns vary and carry smart contract and market risks, and this is not investment advice.
In early 2026, EURCV went live on the XRP Ledger, its fourth network after Ethereum, Solana, and Stellar, and Safe Labs added a EURCV vault on Morpho. In November 2025, Deutsche Börse agreed with SG-FORGE to explore EURCV and USDCV for digital settlement.
Found a hotel you like? Book it for up to 30% less
Found a hotel you like? Book it for up to 30% less
